Terrazas Funeral Chapels
1 Fort Bayard Rd, Santa Clara, NM, 88026
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New Mexico
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
What Families Say
“The staff atTerrazas Funeral Chapel's was professional and attentive during the loss of my Mother. Luis Terrazas, the owner called me as soon as he heard my mom had passed. Every staff member was courteous and caring during our time of mourning. We had certain wishes for Moms funeral and Terrazas Funeral Home was always accomodating. We are grateful for their care and concern thru our difficult time.”
— Al Dalton
“Once again the care and compassion shown to our family during our time of loss was hands down way above what we could of ever asked for. First it was 16 years ago with my father and just recently with my mother. We can never ever thank Terrazas for their kindness, sympathy and love. They treated us like family. We will always be forever grateful.”
— Judy Esqueda
“We used Terrazas funeral home for both my parents. They are the most kind and thoughtful people. They really do care about helping you through a very hard time. I highly highly highly recommend them.”
— Polly Pierson
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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