The Island Funeral Home & Crematory
4 Cardinal Rd, Hilton Head Island, SC, 29926
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in South Carolina
$2,121 – $6,671
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,121–$6,671. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“While I do not wish for anyone to have to go through the planning process that comes after a loved one has passed, I will always, without question, recommend Island Funeral Home should that time ever come. Valerie was exceptional. She was kind, caring, respectful and beyond helpful after my mom passed away unexpectedly in an accident. I was lost. Valerie made the most difficult time in my life and my family’s lives as bearable as possible. I cannot thank Valerie and the rest of the Island Funeral Home team enough for treating my mom with such respect and for being such an exceptional support system. Thank you from the entire Warth family. We appreciate you beyond words.”
— Rebecca Warth
“I can’t say enough good things about Lawrence and the rest of the staff. From the moment we called to the moment we left after the service, they made such a naturally difficult process very easy and manageable for our family. Incredibly kind and always going well above and beyond for our family, and we cannot thank them enough for that. I can’t recommend them enough to take care of you during a time of grief and sadness for your family. If I could give more than 5 stars, I would. Simply wonderful.”
— Aaron Murray
“Saying a final goodbye to our loved ones is an experience we all share at some point in our lives. Saying goodbye to a wife of 44 years has been the most difficult experience I have ever had to go through, and I suspect it will remain that way. My experience at The Island Funeral Home and Crematory was excellent. In particular, Valerie was kind, compassionate and understanding especially at moments of sudden grief that would come over me. I got to meet the rest of the staff on the day of the Celebration of Life for my wife Gail. Everything went so smoothly, when all I could do was keep my composure. The cost was very reasonable, the service was excellent and the personal attention and guidance was so important to bring lasting memories of Gail to everyone who attended.”
— Paul Meehan
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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