Meda
62 Grove St, Montclair, NJ, 07042
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Average in New Jersey
$3,244 – $10,202
Source: NFDA 2023 · Direct cremation to traditional burial
Funerals in this area run $3,244–$10,202. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
“I recently had the difficult task of arranging services for my mom, and I can't express enough how grateful I am for the exceptional care and support provided by Michael and the team at Caggiano Memorial. From the moment we called in once my mom passed, we were treated with such kindness, compassion, and professionalism that it immediately eased the weight of the situation. The staff was incredibly understanding, guiding us through every detail with patience and sensitivity. They made sure that all our needs were met, and no question was left unanswered. Although we opted to have the viewing at the church, the facilities were impeccably maintained, creating a peaceful and respectful environment when we had the family viewing before the funeral. What stood out the most was the personal touch they added to every aspect of the service. Michael was always ready and willing to answer my calls. It was clear that they truly cared about honoring our loved one’s memory in a meaningful way. They worked closely with us to ensure every detail was exactly as we envisioned, providing suggestions when needed but never being pushy. The entire process was seamless, and we felt supported every step of the way. It’s never easy to plan such an emotional event, but the team at Caggiano made it as smooth as possible, allowing our family to focus on grieving and celebrating our loved one’s life. I highly recommend them to anyone in need of funeral services. Their professionalism, warmth, and dedication are truly unparalleled. Best, The Exil Family 🤍🤍”
— exil clark
“They are the best. They make Black people look like they are asleep. Five stars aren't enough. They get a hundred stars from me!”
— Cynthia Larson
“We worked with Caggiano recently for the death of a loved one. From our first interaction to subsequent logistics, we had an extremely positive experience. Upon first meeting, Caggiano greeted us with a warm and respectful manner which we really appreciated. They helped us navigate all of the difficult decisions that go into this kind of moment. All of our arrangements were handled promptly and carefully. They were extremely responsive throughout the process and it felt very nice to have someone that we could count on for all details. My family would highly recommend Caggiano; they were amazing for us.”
— David Antonelli
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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