Fowler & Sons Funeral Home
16984 US-67, Neelyville, MO, 63954
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Missouri
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Truly great family business that treats everyone from their heart as though you're their family.”
— Gloria Laguna
“There couldn't be more empathetic, caring, and accommodating people in this industry. It takes literal angels to run a business the way they do. Amazing family that put their all into respecting the lives of the individuals they are under care of and give family as much peace as one can when you've lost someone you love. I wouldn't even consider another funeral home when living out of state. I'll be forever thankful for the assistance I received.”
— Erin Jones
“I can't believe they sent my mother's cremated remains the way they did and with no regards to her other daughters that they don't personally know. I was sent a unsealed large envelope (that looked like it had been to hell and back) with too small zip lock bags in it that contained a small amount each of my mother. No name no card no nothing. I was under the impression that it was illegal to even send them through the mail but upon researching found this "The first thing to know is that you can only use the USPS to ship cremated remains. Courier services like FedEx and UPS do not allow this.The USPS allows for shipping cremated remains by Priority Mail Express service only." Along with other legal requirements I definitely didn't have to sighn for it. It was definitely not in a strong durable container and it definitely wasn't sent Priority mail. On top of them not getting back to me or sending a copy of her fingerprints as requested. If you don't know these people personally take my advice and find a better place to trust your loved ones with.”
— Misty Allen
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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