Holmes-Watkins Funeral Home
400 Main St, Manchester, CT, 06040
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Connecticut
$3,119 – $9,810
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,119–$9,810. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“I cannot say enough about Sarah and the gang at Holmes-Watkins to help make a sad occasion as pleasant as possible. She is extremely detail-oriented and assisted me through the whole process of managing a funeral for my mother even though I live out of state. Everything went smoothly and I never had to worry about a thing. She was even so thoughtful to take photos of all of the flower arrangements and cards so I didn't have to. I cannot recommend them enough.”
— Meredith Meyers
“My mom recently passed away and I had no idea what was to happen next. I set up a meeting with Colton from Holmes-Watkins Funeral Home to discuss our options. My husband, brother and I were greeted by Elizabeth and were made very comfortable in the meeting room. Colton came in, greeted us, right away expressed his heartfelt condolences and began. He was so very kind and sincere in presenting our options. Colton and the entire staff made our choices, our hearts and our minds at ease. I would like to personally thank Colton and the staff for their kindness during this difficult and stressful time. I feel they went above and beyond their duties. Thank you. Sincerely Lynn Rose.”
— Lynn Rose
“My family recently had the need of funeral services upon the death of my Aunt. We chose Holmes Watkins and it proved to be a decision far beyond satisfactory. My Aunt was treated with respect by Colton and Mandy and condolences were offered to my family. Upon arrival the next day and throughout the process of making arrangements we were shown compassion and kindness. Sarah was extremely helpful and patient with every inquiry from forms, procedures and cemetery protocols to flower displays and the presentation of articles from my Aunt's life. I wouldn't hesitate to call Holmes Watkins again should the need arise.”
— Jordan Roy
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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