Oakes & Nichols Inc
320 W 7th St, Columbia, TN, 38401
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Tennessee
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“The entire staff at Oakes and Nichols played a role in helping my siblings and me through one of the hardest times of our lives. When Mom passed they helped us with the arrangements for her celebration of life. Patiently they answered our questions. Lovingly, they showed how much they care, not only for our Mom but for the ones left behind. Mom’s celebration was perfect. We couldn’t have asked for a better service.”
— Shannon Johnson
“I have known the owners my entire life. We have used them several times. I would only use Oakes & Nichols as their care, concern, attention to detail, ease of planning, and help is above and beyond. They treat you like family and try to make arrangements as easy as possible. I can't recommend them highly enough. I appreciate their Christian values and kindness. You will not find better treatment or customer service anywhere else. The Sowell's are very special people loved by so many.”
— Jenny Simmons
“My mom's funeral was perfect. The staff was proficient, very helpful and the attention paid to detail was admirable. We would highly recommend them. The staff was always available to answer questions, and were very flexible to any changes that had to be made.”
— Carol Tanner
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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