Gardner Funeral Home
126 S Black Horse Pike, Runnemede, NJ, 08078
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New Jersey
$3,244 – $10,202
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,244–$10,202. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Gardner Funeral Home provided an experience that was compassionate, professional, and deeply respectful during one of the hardest moments for our family. From start to finish, everything was handled with care, grace, and dignity. I want to give special recognition to Brigitte, who did my aunt’s makeup for her service. She looked absolutely incredible! peaceful, beautiful, and truly herself. Brigitte’s work was not only skillful, but incredibly thoughtful. It brought comfort to our family to see my aunt presented with such care and attention to detail. In moments like these, the little things matter more than words can express, and Gardner Funeral Home got every one of them right. We are deeply grateful for the kindness, professionalism, and humanity shown to our family. Thank you for making a difficult day a little easier.”
— Brandy Jordan
“Gardners Funeral Home provided exceptional care and professionalism during such a difficult time. Kristen and Brigitte were truly outstanding—respectful, and incredibly attentive to every detail. Their compassion made the entire process feel comforting and dignified. I’m deeply grateful for their support and the beautiful service they helped create. Highly recommend Gardners Funeral Home for anyone needing guidance and genuine kindness.”
— Greg
“Where do I begin.. Gardner Funeral Home recently handled arrangements for my grandmother and couldn’t be happier with the results. From the very beginning, Kristen was absolutely amazing and was there for my family every step of the way! We were all treated with compassion from everyone there as well. So many little things were done to make this an easier process, after losing such a wonderful person. If I could give you guys 100 stars I would! Thank you for everything!”
— Chuck Smith
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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