Atkins-Northland Funeral Home
801 14th St, Cloquet, MN, 55720
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Minnesota
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Unfortunately, I have attended several funerals and memorial services here recently. This experience with Atkins for my dad was as calming and helpful as the others, especially when writing the obit and finding a pastor to conduct the service. Thank you for that. However, no one took pictures of the flowers or kept the cards from the arrangements that were around Dad's urn. In the past, Atkins did that so we could have them included the guest/memorial book. Thankfully, I took some of my own pics, but what if I hadn't? Other than that ... Thank you.”
— Sariina Kalli
“Atkins Northland Funeral Home was a great organization to work with during our difficult time. They were very accommodating and helped me organize all of the details for our service. We had some interesting last-minute changes and they were very responsive and helped facilitate our needs.”
— Sean Tahtinen
“Words cannot express the gratitude and great respect I have for Atkins-Northland Funeral Home. The staff, including Veronica, Jessica, Pat and Julie, went over and beyond their efforts and worked with our pastor and family to carry through our wishes for an informal yet meaningful celebration of life for my husband. I highly recommend their professional and compassionate services.”
— Linda Olcott
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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