City of Firsts Cremation and Funeral Services by Rose and Geiger
132 W Morgan St, Kokomo, IN, 46901
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Indiana
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“They sparked confidence from the very beginning. My brother’s services were handled with dignity, compassion, and attention to detail. They really urned our gratitude, and their professionalism burned bright through every step of the process.🧐🥸”
— Joseph Lundy
“Everyone there is super sweet. I recently lost a cat and they took really good care of her and they worked with me on payment plans. I was able to bring her home before my last payment prices are really good they tell you how long it would be before you get them back what the prices of everything is with the total could be what's free what comes included you can get ahold of them pretty much any time. They're just overall a really great service so I would recommend them if you have the unfortunate luck of losing a pet or a loved one.”
— Zoe Thieke
“Jeremy and Kim helped me in October2024 to preplan my dad's final arrangements who was very ill at the time . Kim, walked me through everything and helped guide me in the decisions, never once did I feel they were trying to up sale me on anything. She kept me up to date on everything. When my dad passed away on Christmas Eve, Jeremy showed so much compassion on what our plans were and working with us on finalizing everything.during the holiday. They added so many personal touches to dad's funeral that it seemed like they knew him for yrs. Everything was beautiful . On the worst event of losing our father they gave me peace of mind in knowing they were taking care of the details and arrangements. I'm truly greatful and appreciative. I highly recommend them .”
— Jennifer Smallwood
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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