American Cremation & Funeral Service
1204 Person St, Durham, NC, 27703
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in North Carolina
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“I was present four times over the years when American Cremation and Funeral Service (Harry Royster, Owner/ Durham NC) assisted family and friends after their loved ones' in-home deaths. Because of these experiences, it was a comfort to know that my mother would be in their care when her time came. Harry Royster, Owner, and his staff were kind, compassionate and professional when she died at my home in August. My mother was cremated and Mr Royster went the extra mile to ensure that we had her ashes in time for her memorial service in Syracuse NY. The ashes were placed in an attractive secure container and Mr Royster provided a cremation certificate for transporting them across state lines. My mother's death certificates were made available in a timely manner. The total cost was very reasonable and no upcharges/additional services were pushed. I completed the required paperwork prior to my mother's death, which made the entire process seamless and less stressful. I would recommend American Cremation and Funeral Services without hesitation.”
— jana mundy
“This staff is SO personal and compassionate. They are thorough and professional, while Making you feel very supported. They are excellent to work with.”
— Mary Scott
“My experience with this facility has been great. They are very precaution very precise understanding and caring and now sometime everybody has their days where they may not essentially mean any harm and laugh is good for the soul but we must be careful about what we’re saying and joking about when you have clients in the building thank you all for your marvelous service🙏🏾”
— Cheryl Whitley
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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