Saddler Funeral Home and Crematory
130 Trousdale Ferry Pike, Lebanon, TN, 37087
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Tennessee
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
What Families Say
“Mr Stevie was wonderful. My dad lived in Tennessee while I am living in New Jersey. Unfortunately, it came to a time for him to enter hospice care. When this happened I called around to several local funeral home to setup direct cremation as this was my father's wishes. I recently went through this with my daughter so I knew approximately what it should cost. Several others quoted me a price that was astronomical. Mr. Stevie gave me a quote that was similar to what I had paid only months before for my daughter. I felt confident that I made the right choice for my father's wishes. When my father passed he picked him up directly from the location within a short time. No need for my father to go to a morgue and wait for pickup. He was an army veteran and was draped in a flag as he was wheel out. All done with dignity. They presented the flag to me along with my fathers cremains.”
— Annamarie L Perez
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— Angela Baxter
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— Betty Campbell
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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