Tobias Funeral Home - Beavercreek Chapel
3970 Dayton Xenia Rd, Dayton, OH, 45432
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Ohio
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“We are so grateful for the care and compassion we received during the services for my mother-in-law. I want to specifically thank Linda, the director, who was truly a blessing with a very calming demeanor. She was incredibly empathetic, caring, and supportive from start to finish. She made a painful process much easier to navigate, and we felt truly cared for. Thank you. (Bajek Family)”
— Monica Kowalczyk
“I tragically and unexpectedly lost my husband in a violent way. I worked with Hannah to arrange his celebration of life and cremation. She was very patient, empathetic and kind. The experience was overwhelming but they were informative and supportive. All of my questions were answered promptly. Before the cremation, I asked if I could spend time with my husband's body prior to - but was concerned of the trauma I would experience seeing certain parts of his body. They covered the parts I requested, and I was able to hold his hand and be with him in the last moments his body remained as it were on Earth. I can never express how much I needed that time and how very special it was to have the opportunity to be with him until the very end. It is never something we look forward to as loved ones to plan the services of those who leave us behind in grief, but Tobias made it as easy of a process as possible.”
— Mary Goocey
“Everyone at Tobias helped us so much..on planning our fathers funeral. He was very well taken care of and made it so special with the veterans salute! Made us very proud & was so treated as the proud veteran he was! Would definfinetly suggest Tobias of Beavercreek to care for your loved ones!”
— Vicky Ernst
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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