Bagnasco & Calcaterra - Sterling Heights
13650 15 Mile Rd, Sterling Heights, MI, 48312
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Michigan
$2,370 – $7,456
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,370–$7,456. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“From the moment we walked in, we were treated with compassion, patience, and genuine kindness during one of the most difficult times our family has faced. Matthew went above and beyond to make sure every detail was handled thoughtfully and with care. Nothing ever felt rushed, and every request was met with understanding and grace. The entire staff was incredibly accommodating, making what could have been an overwhelming experience feel manageable and supported. Their attention to detail and willingness to help in ways that truly mattered to our family did not go unnoticed. We are deeply grateful for the professionalism, warmth, and humanity shown to us, and we would wholeheartedly recommend them to anyone in need of funeral services.”
— Molly Bristol
“Matthew was incredibly kind, compassionate, and professional during one of the hardest times for our family. Everything came together very last minute, yet he stepped in without hesitation and made it all happen seamlessly. His calm presence, attention to detail, and genuine care meant more to us than we can say. We are so grateful for the way he guided us through such a difficult time.”
— Jamie Kelley
“We cannot say enough good things about our experience with this funeral home. Matthew was one of the most sympathetic and professional people we could have ever asked for during such a difficult time. He treated our beloved Quirino Longo with the utmost respect and dignity, and he truly went above and beyond for our family. Matthew made the entire process feel easy and smooth, guiding us every step of the way with patience and care. He genuinely took care of our family when we needed it most, and we are deeply grateful for his compassion and support. On behalf of Clara Longo and her family, we want to say thank you very much.”
— salvatore gaglio
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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