Southern Oaks Funeral Home
2110 KY-914, Somerset, KY, 42503
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Kentucky
$2,121 – $6,671
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,121–$6,671. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Amazing, flawless and very reasonably priced. During, one of the most difficult things I have ever had to do, laying my Mother to rest this went perfectly. I have zero experience with this sort of thing and it couldn't have went better. I'm not an easy person to please and the process was quick, professional and most importantly, beautiful. I know Mom would have approved.”
— Don Gross
“My family has had several services performed at Southern Oaks over the years and I have always been impressed. It's exceptionally clean, well decorated, comfortable, and appointed with ammenities for the families, and all working there are kind, accomodating, and compassionate. While they are all professional, I had the opportunity to deal with Richard New on a sensitive issue and he handled it with the uptmost courtesy, kindness, and professionalism. Great place, elegant services and surroundings, and I would recommend without hesitation.”
— Kimberly Crowe
“Would honestly leave 0 stars if I could. I wouldn’t bring a dog here. The lack of compassion from the employees for a grieving family is just down right disrespectful. Their excuse is “we are a business”. I understand you are a business but show some compassion and respect that’s required in this line of business. Do yourself a favor and skip out on this one.”
— Erica Franklin
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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