Zajac Funeral Home Inc.
319 24th St, Niagara Falls, NY, 14303
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New York
$3,368 – $10,595
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,368–$10,595. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“He is amazing. Works with you on the payments overall 5 Star Pl.”
— Jamie Bullers
“Family owned and operated and it shows. My family has worked with Frank twice over the past few years and he has gone out of his way to make our worst time tolerable and almost pleasant.. The facility is updated but still nice and cozy because it’s part of his family’s original home. If you are in the unfortunate circumstance of looking for a funeral director, please call the Zajac family. You will be glad you did. ❤️”
— Sarah Dawe
“My personal experience was wonderful . This funeral home is personable , amazing and I was put at ease with my sisters death. Thank you Frank Zajac and your beautiful family for your time and patience. Mrs .Tammy Hart for (Hope Say / Miller”
— Tammy Klitsch
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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