Affordable Funeral Service & Cremation LLC ( Franklin H. Rainear , Jr. )
1310 Prospect St, Ewing Township, NJ, 08638
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New Jersey
$3,244 – $10,202
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,244–$10,202. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“My mom passed on Sunday 1/4/26 and she always used to say "when it is my time, cremate me and make it as simple and cheap as possible". Well mom wishes were honored and we chose to do Simple Direct Cremation without a service. We are so GRATEFUL to had come across Franklin H. Rainear, Jr., Affordable Funeral Service & Cremation. When I tell you great service at a great price, I TRULY mean it. Franklin listens to your wants and he satisfies your needs. In terms of accuracy, Joe emailed me the Death Certificate to look over before the final was generated. I highly recommend this company. You will not be disappointed!”
— Valerie Rhodes
“Franklin was a wonderful light during a dark period. I recently lost my mother due to cancer. And Franklin Rainer provided a very pleasant and comfortable environment to help me carry out her final wishes. I am grateful to have had his service during this trying time. Franklin is very respectful, personable, and engaging . I would recommend him in the highest regard.”
— Robin Murphy
“Mother passed away from Parkinson's Disease. Made a few calls for cremation services. We had a few choices and we ended up going with Franklin over the rest. We even had a relative with a cremation service that we DID NOT use! Franklin is truly professional and punctual with his team. As he says, truly honored. 5 star, A+ service at the most difficult time in my life.”
— Jay Lamar
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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