HARMON & HARMON FUNERAL ASSOCIATES
208 E Main St, Ore City, TX, 75683
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Texas
$2,370 – $7,456
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,370–$7,456. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Their services are very nice and beautiful! Doing business was such an easy process at our time of need. I was never pushed or pressured and this meant a lot and less stress on every end of this service. We thank you and love you as our family. Everything was perfect and I cannot say enough good things about this family/owners. Sincerely thank you.”
— Shyril Kidd
“The whole team at Harmon & Harmon is wonderful! Very professional!! Great communication throughout the whole process. I am grateful for their compassion and care during one of the most difficult times in our lives.”
— Jordon Arnett
“If you have found yourself in the heartbreak of having to lay a loved one to rest, this is the funeral home you want to call. They are absolutely amazing. From the first call until the end our family was showed nothing but kindness, compassion, and informative information to help us make my moms service special. This service is the last thing I can do for her and Harmon & Harmon made it a beautiful event. I will forever be grateful to all of the staff here for their kindness.”
— Karen Knuckols
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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