Lotus Memorial LLC
938 Webster St, Oakland, CA, 94607
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in California
$3,244 – $10,202
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,244–$10,202. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“Jennifer was a true blessing during a very difficult time for our family. After a frustrating experience with another grave marker designer—who was uncooperative and dismissive—we were fortunate to be referred to Jennifer by a cemetery agent. From the start, Jennifer was warm, patient, and genuinely attentive. She listened to our needs, offered thoughtful suggestions, and helped us navigate everything from material selection, art design refining to font choices with care and professionalism. The design process was smooth, requiring just two rounds of review, and the final marker is absolutely beautiful. Our entire family deeply appreciates Jennifer’s compassion and dedication. She made a painful process feel manageable and meaningful. Highly recommended.”
— Yuming Cao
“HIGHLY RECOMMENDED!!!!! Jennifer and her daughter Sabrina were so kind, patient, warm and understanding throughout the entire process and I loved how the headstone they designed for me turned out. I wouldn't hesitate to send everyone I know to Lotus Memorial ”
— Emilia Nicole Friedberg
“Jennifer at Lotus is amazing! She truly did a wonderful job of my parents headstone! We couldn’t be happier with her artistry and the outcome of the final product. She is very professional and the turn around time was extremely fast! I would recommend to all family and friends from now on without a doubt 100%! Thank you Jennifer for giving us peace of mind for our family! You are super reliable. Thank you for everything! You’re the best!”
— Ginger Koo
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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