Fricke-Calvert-Schrader
127 S Logan St, Lincoln, IL, 62656
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Illinois
$2,620 – $8,240
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,620–$8,240. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Through the planning of my mother’s funeral, preparing my father’s service, and my sister’s unexpected funeral in the last six years, we have been honored by the professional and comforting presence of Ryan Murphy and the whole staff at Fricke Calvert Schrader. I knew our needs as the grieving family would come first, but the team went above and beyond to make all of the big decisions seamless and as painless as possible. So grateful to the whole crew, but especially Ryan Murphy.”
— Jennifer Keith
“As a local minister, I've worked closely with FCS for the last 6 years. They are very professional, communicate well, and work with compassion to help each and every family. At a time when many people are lost, confused, and distraught, you will find comfort and receive direction throughout the entire process. They seem to operate as if each person is their own sibling, spouse, child, parent, or friend. If you need a funeral home, I would start here.”
— Casey McCormick
“When it was time to say goodbye to our dad, we realize our lives had changed forever. When losing a loved one, the care, guidance & support shared by all the staff at the Fricke- Calvert-Schrader Funeral home in Lincoln, helped making the arrangements for fulfilling our dad's final wishes, a more bearable and honorable experience. Thank you for being there for our family!”
— Duane Runyon
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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