Heartland Cremation & Burial Society
618 Howard St, Jefferson City, MO, 65109
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Missouri
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Heartland Cremation & Burial Society took great care of my dad who passed away on January 5, 2026. Highly recommend using this company. They answered all of my questions and were always available to contact. Thank you for taking great care of my dad, David Ford.❤️”
— Sandra LaRochelle
“Heartland provided kind convenient courteous professional service at a reasonable cost. Should I need cremation services at any time in the future I would not hesitate to choose Heartland.”
— Rusty Weisman
“Heartland was very accommodating with our families needs and requests. Even though it was a very rough time losing a family member they made the transition after life easy and worry free. I especially liked that I got a text saying that my mother's remains were being sent to me. That added touch of being thoughtful after everything was done was truly amazing!”
— Tara Gaither
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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