Mc Inerny Funeral Home
502 W Water St, Elmira, NY, 14905
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New York
$3,368 – $10,595
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,368–$10,595. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“McInerney’s is the best when it comes to care and respect for loved ones after a family member dies. When my mother passed away he took care of every detail just as we wanted it and also made sure my mother looked beautiful at the viewing. He kept checking with us, asking questions so we wouldn’t forget anything. Even after the funeral he checked on our welfare to see if he could do anything for us. 5 stars isn’t enough to rate this funeral home. His whole staff is great. Thank you Kevin, Eileen and all who made this transition easy.”
— Thomas Petzke
“During an incredibly difficult time, the staff at McInerny’s funeral home were compassionate, patient, and genuinely kind. They handled my father’s cremation with dignity and care, and they took the time to explain everything so we never felt rushed or overwhelmed. Their empathy and professionalism made a painful process a little easier, and I’m very grateful for the support they provided to my family. I would highly recommend them to anyone needing caring and respectful services.”
— Erinn Charlanow
“McInerny's funeral home and staff were kind, caring, helpful and handled everything wonderfully. They walked us through everything step by step. We are very pleased to have had them for my mother's funeral.”
— Kathy Swarthout
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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