Cochrane & Wagemann, Funeral Directors
103 Lincoln St, Roseville, CA, 95678
License #fd313170
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in California
$3,244 – $10,202
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,244–$10,202. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Staff was very professional, friendly and accommodating in our time of need. Handled everything that needed to be done in order to alleviate stress for the family. Excellent company to work with.”
— Debra Burns
“We were very pleased with all aspects of final arrangements of our beloved wife and mother. Doug made us comfortable and provided assistance to make the process easy for us. The personal attention put us at ease and expedited the arrangements.”
— Tom Stevens
“We said goodbye to Dad in November 2022. The Cochrane & Wagemann team made a difficult process seamless and they were all incredibly sensitive to our needs. Thank you!”
— Jun Reina
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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