Heritage Funeral Home & Cemetery
609 Bear Creek Pike, Columbia, TN, 38401
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Tennessee
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“We have used Heritage Funeral Home for creamation services twice. Both times the staff have been very compassionate in our time of planning. They are all very kind, helpful in answering any and all questions. I highly recommend you contact them for any funeral needs you have and for pre planning.”
— Tonya Adams
“Heritage is beautiful inside and spotless! I have been a couple of ceremonies there and they are always so personal and quiet. It’s a gorgeous venue and the staff are so nice and readily available when you need something.”
— Heidi Hensley
“Did an excellent job with my son I will refer this place to eat in one they did the best job possible for the situation very nice very kind and a very awesome package deal we went over the beautiful earn plenty of copies of everything thank you heritage funeral home Columbia this is also where my mom had a long waited reunions 37 years with her grandson William James Cochran AKA Conner”
— James Conner
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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