Meda
56 E Doughty St, Dunkirk, NY, 14048
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Average in New York
$3,368 – $10,595
Source: NFDA 2023 · Direct cremation to traditional burial
Funerals in this area run $3,368–$10,595. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
“We highly recommend Mackowiak's Services. Our mom's funeral arrangements in 2023 could not have gone more smoothly. Rick and his staff guided us through planning and carried out the details flawlessly. They could not have been more kind or understanding through the whole process. Stella was a comfort to us as well. Months later when we contacted them with a somewhat unrelated question via email, they responded with the information needed within the hour. Our mom specified Machowiak's for their caring, kind professional services and Mother knows best! The Family of Eleanor Olivieri”
— Ruthanne Kaleta
“Honored to have done my mom’s funeral with mackowiak. Very honest, informative, experienced, thank God for this place.”
— Rose Pagan
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— John Marron
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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