McDowell Funeral Homes
1104 Chestnut St, Waco, TX, 76704
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Texas
$2,370 – $7,456
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,370–$7,456. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Such a wonderful funeral home! They conducted my dad services a couple of weeks ago. They did an awesome job on him, and the service. I recommend anyone to take their loved one to McDowell's. They also conducted my mom's funeral in 2008. They did an awesome job as well. If you all are not taking them to this funeral home, your losing out. They have great staff, and a nice funeral home. My family have been dealing with them for many years. You will not be disappointed in their work! Thank you McDowell's for being a trusted funeral home, and for serving the many year's that you have served for our community. Thank you for being of great service for our family. From the Brown and Medlock families♥️ My mom and dad are back together again♥️”
— Shawanika Medlock
“Thank you so much McDowell's funeral home. I could not have asked for anything better. Thank you to your staff that are very professional yet polite. Please tell the person who dresses the body and makeup, he did an excellent job. God bless u all.🙌”
— Chivon Harris
“McDowell was very compassionate and supported out family during the homecoming of my cousin. Her presentation was so lifelike…. The best”
— DORIS Ellis
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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