Valhalla-Gaerdner-Holten Funeral Home & Valhalla Gardens
3412 Frank Scott Pkwy W, Belleville, IL, 62223
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Illinois
$2,620 – $8,240
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,620–$8,240. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“Laura and Micheal were very helpful and answered all of our questions, they helped us get everything that we had on our preplanning for our funeral. We had the urns and jewerly they took care for everything with respect. Laura went above her job and Micheal also went above his job being very helpful with the paperwork that needed to be filled out. I would definitely tell all of my friends and family to go there for the final destination of their loved one(s). Above and beyond an excellent job, they couldn't have been more helpful!”
— Tammie Myers
“Valhalla-Gaerdner-Holten Funeral Home is Amazing at Providing the Most Excellent Attention to Detail with Compassionate Care for Your Family. We have Trusted this Funeral Home for Years and will Continue to! Great People!! Especially Laura Henry!! ❤️”
— April Nealey
“Valhalla Funeral Home in Belleville took us in and helped us along our planning experience. Everyone was kind and caring. Our dad's funeral went smoothly and a good job was done by all.”
— Debra Koehler
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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