Gardinier-Warren Funeral Home & Cremation Services, Inc.
1315 Chestnut St, Franklin, PA, 16323
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Pennsylvania
$2,745 – $8,633
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,745–$8,633. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“The lady that greeted us at the door was nasty. I had a bag of snack cakes. Unknowing of the rule and she gave me a nasty look said no food take that back out. If you want to take it up with the state go ahead. Like she could’ve been a little nicer given the circumstance. Then she sat in the one room talking about god knows what so unbelievable loud and laughing as me and my family cried in the next room. She needs to read her job description again and rethink. Everyone else was great”
— Breanna Pyle
“Top-notch service that ensured all the details were taken care of. I highly recommend them for a reverent, professional event! They buried my Grandfather (Edward Charles DeLong) in '67, grandmother (Pearl Buffum DeLong) in '78, mother (Anne Weborg DeLong) in '81, and my father (Charles Embert DeLong) in 2002. The best service for over 50 years!”
— Richard DeLong
“Die ready going Ben kuhls”
— Ben Kuhls
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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