Montano-Shea Funeral Home and Cremations
922 Main St, Winsted, CT, 06098
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Connecticut
$3,119 – $9,810
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,119–$9,810. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“My heartfelt gratitude goes out to Susan Montano, who was nothing but kind and helpful from my first phone call regarding services for my mom. She explained everything in detail, was open, professional yet warm, patient, empathetic, and extremely communicative about the entire process with my family. She was always available to answer questions and flexible with meeting times. Thank you for making the process of losing my mom a little less difficult...”
— Danielle Weaver
“Montano-Shea Funeral Home in Winsted, CT recently helped me with my sister's passing and I held her services there. Susan helped me tremendously throughout the entire process. I was a very impatient customer with an attitude and she retained her professionalism and caring dealing with me. I will be preplanning my services with them soon. I was amazed at their level of patience, kindness and help. I will recommend them to everyone!”
— Charlene Martel
“Did a wonderful job laying my wonderful brother to rest. The woman was tremendously nice and helpful, I'm so surprised how much she cared for my brother and us. We are eternally grateful for the support, knowledge, compassion and skill she had as she guided us through one of the hardest times in our lives. She truly went above and beyond when she could have turned us away as every funeral home had before. I highly recommend Montana-Shea funeral home to anyone that wants their loved one to be taken care of with love, respect and benevolence.”
— Camille Vance
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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