Calvert & Wikoff - Decatur
4020 N Water St, Decatur, IL, 62526
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Illinois
$2,620 – $8,240
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,620–$8,240. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“My sister and I were very pleased with Calvert and Wikoff. They were considerate, professional, and helpful in every way at a very difficult time in our lives. Every single thing was thought of and taken care of for us - from writing the obituary, to obtaining death certificates, to coordinating with the pastor of our mother’s church with planning the service. We would highly recommend them!”
— Terri Hinton
“The staff at Calvert and Wikoff North Chapel in Decatur were very helpful to our family after the recent death of my father. The Director that I worked with, Ron Johnson was available whenever I had questions and seamlessly handled several very specific requests that my father had outlined for his memorial service and burial.”
— Bylinda and James
“I lost my husband last month. Chad from Calvert and Wikoff in Blue Mound helped me to plan and guide thru this trying time. He made me feel he really cared and was part of the family. Him and his staff have called me twice to still check on me after the funeral.”
— Carolynn Carter
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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