Charlotte Memorial Funeral Home, Cemetery & Crematory
9400 Indian Spgs Cemetery Rd, Punta Gorda, FL, 33950
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Florida
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“The staff at Charlotte Memorial made the experience as pleasant as possible with their kindness and compassion. The building as well as the grounds were beautiful.”
— Kristin MacLean
“All I can say is thank you, thank you! Bill, David and staff did an amazing job for my brother Anthony's funeral service and burial. They were very detailed with all that needed to be done and gave a breakdown in cost as well. The funeral home itself is very up to date and modern. Beautiful inside and out. Most important my brother was prepared very nicely and looked handsome as he always was. I will be forever grateful for everything. God bless them.”
— Carolyn Stewart
“The staff of Charlotte Memorial were absolutely wonderful. They couldn't have been anymore compassionate and helpful. They go above and beyond!”
— JUNE D'ADDARIO
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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