St. Rose of Lima Church
293 H St, Chula Vista, CA, 91910
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in California
$3,244 – $10,202
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,244–$10,202. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“I want to visit this church because it is near me. Google always say it is open till 4:30pm but when I get there it is always close. Going around the church to check for an open door just in case but none. Malls, casino, shopping centers are open everywhere but why this kind of establishment is not? Church seeks truth but the ads in google does not. So disappointed!”
— Dennis Guanzon
“Plain and simple a wonderful and welcoming church. The parking can get full but there’s always a space waiting. The church itself is quite large, the young man I’ve seen play piano and sings leads a beautiful song throughout the service. It’s simple and no fuss and a variety of members- all races sizes of families and even a lot of single people with friendly faces. I really enjoy their flyer they give”
— Jackie Acevedo
“On my quest to attend mass in all of the San Diego County Catholic Churches I found another welcoming place to talk to God. The environment is a good place to go to pray and give thanks to our Lord and Savior.”
— Juan Luis Gutierrez
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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