Caiola Stellato Funeral Home
691 Avenue C, Bayonne, NJ, 07002
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New Jersey
$3,244 – $10,202
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,244–$10,202. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“5 Stars – A Compassionate and Professional Experience Losing my grandfather was one of the hardest moments of our lives, but the care and professionalism shown by Caiola Stellato Funeral home made a world of difference. From our very first call, the staff was warm, compassionate, and attentive to every detail. They treated my grandfather with dignity and ensured that our family felt supported every step of the way. The service was beautifully arranged — respectful, intimate, and exactly how we wanted to honor his memory. Every request we had was met with kindness and understanding. They helped ease the burden during such a difficult time, allowing us to focus on remembering and celebrating his life. We’re incredibly grateful for the way [Funeral Home Name] guided us through this process. Their compassion and commitment to excellence brought us comfort and peace, and we’ll always remember how they helped us say goodbye with grace. Thank you from the bottom of our hearts. Rotondo Family”
— Dan Rotondo
“I sincerely want to thank Caiola Stellato Funeral Home and their team for such professionalism and care in the unexpected passing of my mother. Vinnie Caiola was patient and helped us navigate through the whole process. I was comforted to see Vinny, a local Bayonne guy whom I went to grammar and high school with, taking care and preparing my mother for the viewing. My mom looked so beautiful and at rest, Exceptional work. In these hard moments in our lives, it’s comforting to know that there are people who are honest and genuinely care.”
— Kenneth Thompson
“Our family was extremely happy with the care and helpfulness of the Caiola Stellato Funeral Home. I can not express my appreciation for all the help that was given to my family from Vincent Caiola in our time of need. His knowledge and attention to details went far beyond what I expected. I would highly recommend their services.”
— Donna Antisz
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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