Palmer Funeral Home - Lakeville Chapel
601 N Michigan St, Lakeville, IN, 46536
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Indiana
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
What Families Say
“Palmer Funeral home was in charge of my husbands cremation and all details. They were very professional, courteous,caring and helpful. Appreciate all Brandon and Lynn did and helped me with! I highly recommend them.”
— Paula Tibbs
“From the time I called, not having a clue what I was doing and just asking questions the moment they picked up, to the time from his on-schedule to bring my father's remains to me and save me from going myself, Aaron Wagers was the most professional, absolutely caring human you could ever ask for in a time of complete chaos that any funeral arrangements can be. I wouldn't ever trust myself or another family member to anyone outside of Palmer's team, and I can't thank Aaron enough for all his compassion and complete respect at every juncture of that journey.”
— Phil Milton
“Kerry and his team made the entire process very easy and stress-free, when there is so much happening w.out of town guests and missing a lived one. We also had some extenuating circumstances that were to say the least difficult w.regard to some organ donation, and it was simply "handled". 100% recommend the palmer family for any end of life needs”
— Lance Roush
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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