A. J. Desmond & Sons Funeral Directors
2600 Crooks Rd, Troy, MI, 48084
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Michigan
$2,370 – $7,456
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,370–$7,456. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Really appreciate the service and personal attention from the entire staff at AJ Desmond. Going through a loss is never easy and AJ Desmond were very thoughtful and prompt in addressing our needs. This really helped us focus on our family and friends rather than worry about logistics. Very professional and would definitely recommend.”
— Hemant Kishan
“Preparing to bury a parent is rough. A.J.Desmond was truly wonderful with helping me plan everything. Answering all my questions, giving me suggestions and pointing me in the right direction for the things that I wanted to have for the service. I am very thankful that I had them handle my Mother's services. You can put your trust in them when your whole world falls apart.”
— Cheryl Kuligowski
“The staff was very attentive to our needs especially Kathy. Desmond has handled funerals for three family members and has been wonderful to work with.”
— Bob Fries
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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