McIlvaine-Speakman Funeral Home LTD.
27 N Cherry Ave, Houston, PA, 15342
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Pennsylvania
$2,745 – $8,633
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,745–$8,633. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“They go far above and beyond especially in: Compassion, quality, & exceptional value for the price. By far their services set the bar high by comparison to other funeral homes. I highly recommend them.”
— lynne mitchell
“McIlvaine-Speakman Funeral Home helped our family in so many ways during a very difficult time of our lives, They were caring, thoughtful and guided us through the whole process. They treated us like family and that our loved one was one of theirs as well. I can’t thank Rob and Sara enough for their kindness.”
— Margie Kesneck
“McIlvaine funeral home has handled the passing of 3 of my children & my mother. They get 5 🌟 s. Because we was treated like we was family. On one occasion. They made sure I got a copy of everything such as photos etc. Because of a split up between parents. They will make sure your loved one is treated with the utmost respect. Highly recommended.”
— Kevin Emerick
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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