ISLAND CREMATIONS AND FUNERAL SERVICE
405 S Courtenay Pkwy, Merritt Island, FL, 32952
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Florida
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“My dear sister and friend, Clare, recently fell asleep in death, and I had the profound privilege of being by her side as she took her final breath—a deeply moving and sobering experience. I am especially grateful to Paul for being a steadfast advocate for what is right and for navigating unexpected challenges with integrity during such a difficult time. Thank you as well to Bob, who made the details easy to understand and was truly a pleasure to work with. My sincere appreciation goes to Todd and Tucker, my first points of contact, who came to Clare’s residence and treated her with exceptional care, comfort, and respect. And lastly, thank you to Mike, who guided the concluding process with professionalism and made everything easy to navigate. Throughout every interaction, I felt genuine empathy and heartfelt care from each member of the team. There is no question that their compassion made a meaningful difference. Thank you, Island Cremations, for providing such a dignified, compassionate, and invaluable service to my dear sister Clare and to all who loved her. Warm regards, Scott”
— Scott Kingsbury
“Extremely helpful with great care & compassion for my husband's cremation the week of Halloween, 2019. My husband loved Halloween, it was his favorite holiday. He crossed over 10-28-19. I highly recommend their complete, kind, professional services.”
— Clairese Austin
“The staff at Island Cremations were fantastic. They were all professional and personable during our time of loss. They were very compassionate and helped us make the difficult decisions that had to be made. Everything was explained in detail so that there were no surprises. They offered us several options but did not pressure us into making any decisions until we were ready. In your time of loss, it’s comforting to know there are people who truly care and understand what you are going through.”
— Patty Kuehn
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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