Dugan-Kramer Funeral Home & Crematory
3201 Ave. B, Scottsbluff, NE, 69361
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Nebraska
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“The staff was amazing . Tammy, Tom, Ron travel in the winter conditions to make my mother service perfect. I can't thank them enough for the kindness and attention to every detail, before and after the service. Thank you from the Thelma Provance family.”
— Valorie Cowan
“Kimberly was very helpful with explaining the process and helping get everything completed. It's nice to have everything done so my family will not have to worry about doing.”
— Beverly Wilder
“Kimberly, was very informative for my questions and needs. She listened to what I wanted and didn't try to sell me anything i didn't need. Also she deducted what I didn't need. What a sense of relief, my plans are set in place and taken care of. Now my children don't need to worry or deal with it. I highly recommend them 100%. Thank you, Kimberly you are awesome! Janice Henni”
— Janice Wager-Henni
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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