Harding Family Group
147 Main St, Poca, WV, 25159
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in West Virginia
$1,996 – $6,278
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $1,996–$6,278. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“My family has had the opportunity to deal with Harding Funeral Home and I would like to compare our experience with what I have witnessed at other funeral homes in the area. The staff is very knowledgeable and professional but also make you feel cared for. Everything from start to finish is handled with excellence. Information on each funeral is communicated well to all involved including the minister who may be conducting the service. They are very helpful and make every effort to make those who have lost a loved one feel comfortable with no pressure of any kind. I have attended funerals at other funeral homes lately that seemed to have no personal touch to make those who lost loved ones feel comfortable. I highly recommend Harding Funeral Home in Poca WV to anyone who may be looking for a place to help them through the death of a loved one. In my family’s opinion Chad Harding snd the rest of staff are the best.”
— Sue Stanley
“Harding Family Group is the most compassionate, caring, God Fearing Family, that treats each of the families and their loved ones with the utmost respect. They make the process as simple and worry free as possible. I personally worked with a wonderful young lady, Shiloh. She was just as confident and caring as the rest of the family. The family could not ask for a better family member to follow in the footprint that will carry the business to success for decades to come.”
— Mark Bowen
“The Harding Family Group provided exceptional service for both my mother and father's funerals. The entire staff were compassionate, attentive and professional. Their work was stellar. They went out of their way to meet us to make arrangements after hours, because it was convenient for my family. Despite the horrible grief we were facing, they made dealing with the difficult situation so much easier. I would highly recommend them for your loved ones after life care.”
— Ronnie
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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