Simplify Cremations & Funerals
2335 St Joseph Ave, St Joseph, MO, 64505
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Missouri
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“I had very pleasant experience with Simplify. They went above and beyond to get my husband’s ashes to his memorial. Very respectful and kind. They care about you and your loved one’s. If I should ever have to use them again I would. Give them a chance with your loved ones. I’m very happy I did. They help you through the process from beginning to the end. Give Simplify an opportunity to help you through your journey to celebrate the life of your loved one’s. I give them 5 stars because they deserve it. Wonderful people!”
— Sandee Salisbury
“This was a very hard experience. My brother in law recommended Simplify to me. They were gentle and kind. I pretty much knew what my husband wanted. The various plans were explained. No attempts at selling me more than I wanted. The real surprise was getting a message from them checking to see how I was doing. That totally surprised me. They even sent a link with information on dealing with grief. I was also told if there was anything they could do for me just to let them know. Thank you Simplify for making this easier for me.”
— Debra Whisenand
“Simplify has been so kind, start to finish, with such a difficult time. Mike and Madison were very knowledgeable with all aspects of planning and completion of this process. I very much appreciate their consultation. Elizabeth has checked on us multiple times, just to ensure our family is doing well. I definitely recommend Simplify.”
— brenda williams
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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