N H Owens & Son Funeral Home
421 Scott St, Memphis, TN, 38112
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Tennessee
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“During a very difficult time, the staff at NH Owens & Son funeral home showed incredible compassion and professionalism. Cece was particularly attentive to our needs, ensuring every detail of the service was exactly what we wanted to honor our loved one. They were patient with our questions and helped us feel supported throughout the process. We truly appreciated everything you all did for my family. ❤️🥰❤️”
— Stephanie Hullom
“Operations Manager, Ron Taylor and his staff are so professional and does such a great job of making the family feel comfortable knowing their loved ones are in good hands. Recommend this funeral to anyone and yes their prices are reasonable.”
— Tracey Clark
“N H Owens has taken care of several of my family members. Recently, I entrusted them with my son's remains and they did a beautiful job. Ron took care of us like family. Ms. Carol was dedicated and compassionate to us. Thanks Owens & Son Funeral home. I certainly appreciate you guys.”
— ARBEDELLA TURNER
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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