J. Henri Morin & Son Funeral Home
23 Maple St, Spencer, MA, 01562
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Massachusetts
$3,119 – $9,810
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,119–$9,810. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“I would never trust anyone other than Morin’s Funeral Home with my family. The level of care and compassion is above 5 stars. During the most difficult times of of our lives is handled with grace and dignity. They have options for every level of affordability that are very well explained. As in every service based industry, there are costs that are incurred and there was no pressure incur costs that I could not afford. The way that they have cared for both my parents and most recently my aunt, I cannot thank The Morin’s enough.”
— Andrea Burke
“The Morin Family has been a Staple in the Spencer Community for Many years. J. Henri Morin and Son Funeral Home is the only Place that I would have my Family members services before they are laid to rest. The care and compassion that they show the Family and the level of professionalism is unmatched. This is why Al and family at J. Henri Morin & Son Funeral Home will always be the people who assist me in the most difficult of times. Highly recommended.”
— Keith Audette
“I personally have attended many funerals to say goodbye to loved ones and friends over the years. This is something that does not come easy for myself and many others. Knowing that that you will be saying your final goodbye can be heartbreaking. With that said, I have to say that I have always felt a great support from the Morin family. They somehow find a way to help you find strength on such a difficult day. I have to share this story because as hard as it is for me to relive this day, it really opened my eyes to see just how much strength and professionalism their role as a funeral home requires. Several years ago a dear childhood friend passed away. This very same friend was extremely close to the Morin family on a very personal level. This had to be difficult on them. As I attended my friends funeral I watched how the Morin family not only had to work the funeral as a professional business but also had to grieve the loss of a dear friend. This is certainly something I could never handle emotionally. However, I was in awe watching how professional, compassionate, and caring they were during a time of not only the loss of their own friend, but during a time of the loss of another families loved one. A loss that they both shared. I sat and watched them grieve like everyone of us that day and yet they had a job to do. The Morin family handled this with such grace and dignity...something I am sure I could not succeed at. It was this very day that I looked at this family in an entirely different way and understood why it is that so many people entrust them to embrace their final moments with a loved one. This is the very reason why the Morin Family will be embracing the loss of my loved ones.”
— Michelle Albrizio
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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