Klecatsky & Sons Southern Chapel
414 Marie Ave, South St Paul, MN, 55075
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Minnesota
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Absolutely wonderful! They made the experience effortless. These wonderful people gave us the assistance we needed in our time of sorrow. Everything was well done! We would recommend Klecasky & Sons to everyone in need of their services. With great appreciation, we kindly thank you! Tom and Dick - We, especially, thank you guys for being compassionate and professional! -Fleming Family”
— Cheri Nechodom
“Tom Schultz did a fantastic job. He was friendly, attentive and took care of everything! Thank you!”
— Lee Lamon
“They have assisted us with dad 2013, my husband 2018, son 2020 and mom 2021. Love the new kitchen/gathering area. Very helpful.”
— Shari Richgels
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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