Jernigan-Warren Funeral Home
545 Ramsey St, Fayetteville, NC, 28301
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in North Carolina
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“This is the first time that I had to handle burying a parent, my mom handled my dad's funeral 30 years ago. Margaret was amazing, compassionate and very knowledgeable. She helped me through the process and was always communicative. I would definitely recommend JW for their thoughtfulness, professionalism and compassion.”
— Trey Napoleon
“Jernigan-Warren was the best of the best. I called multiple funeral homes in Fayetteville area and Margaret was the most compassionate, caring and helpful of them all. They made sure we had everything we needed, they communicated well, and made my sister's celebration as perfect as could be. They delivered and set up all the flowers, created the most beautiful pamphlet and helped us stay organized and structured throughout the service. My sister would have loved it. Thank you Margaret and team for all you did to help us during this difficult and trying time. We appreciate you all more than you know!”
— Mary Williams
“We didn't have a terrible experience with the funeral Home. However, we requested only cremation. No services as our father wished. It was not disclosed to us that he would be sent out to another facility for cremation bc JW had burned their facility. They charged us a total of $3500 for a simple cremation. Unfortunately, a short 3 weeks later, our mother also passed. We had her taken to Cape Fear Crematorium and they informed us that they had also received our dad and done his cremation for JW. The cost for mom at CF cremation was $1600. We wish we had known considering we paid $2000 more for the same exact service! And the manager wouldn't speak with my husband nor even entertain a partila discount after we found this information out! We are already grieving, and we feel they are taking advantage of us during such a vulnerable and sad time of our lives losing both parents. We just want people to be informed. They are nice there but be informed that you are getting the same service for triple the cost!”
— The Trippin’ Family
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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