Covert Funeral Home
7199 Main St, Ovid, NY, 14521
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New York
$3,368 – $10,595
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,368–$10,595. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Paul is the best funeral home owner in the Finger Lakes! Covert funeral home is the cleanest funeral home I’ve ever been in. The owner Paul treats everyone like family and makes you feel welcome. I highly recommend.”
— Cole Fletcher
“I’ve been a funeral director for over 30 years, and have met some of the best professionals and some of the worse. Of recent I attended a funeral that Paul was directing. He provided a seamless service, unbelievable preparation of my friend for a beautiful viewing for everyone to have closure, seeing Gramma Connie for the last time looking so nice with her hair done, dressed up and knowing how much she went through. It really helped everyone who attended the service to move through this loss; Giving Connie the dignity she deserved. In these days of cremation or direct disposition with no final viewing for family and friends really robs everyone of the mental, physical and emotional needs to navigate the rough water ahead. I’m very thankful to the Mott family for allowing myself and others to be able to see Connie one last time. I know it helped the great grandchildren the most. By you making this tough decision, you gave us a priceless final gift from someone we will always love and dearly miss. Thank you Paul for giving her and everyone attending your very very best. 5 stars is not enough, but you are and never will be the kind of funeral director that needs the stars. That’s what sets you apart.”
— htlo1r
“Absolutely amazing place. Paul is so helpful and kind. He made my difficult time stress-free. He went above and beyond to help me with funeral arrangements for my dad. As difficult as it was to say goodbye to my dad there was a sense of relief knowing someone took such good care of evey detail and was kind enough to check in after. No regrets. Death is never easy, but if you want a person to help you through arrangements I highly recommend Covert Funeral Home.”
— Marcey Jensen
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
Are you Covert Funeral Home?
Claim your free listing to receive the families we connect you with, show your services and pricing, and partner with MedaSynq — at no cost.
Claim your free listing