7199 Main St, Ovid, NY, 14521
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
Ask whether assignment is available for your policy and location, what fees apply, and what you must pay upfront. MedaSynq does not arrange assignments.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
Under the FTC Funeral Rule, funeral homes must give price information by telephone and a written General Price List when you visit in person. Federal law does not require them to send the list by mail or email. You can select individual goods and services and use a casket purchased elsewhere.
Average in New York
$3,368 – $10,595
Source: NFDA 2023 · Direct cremation to traditional burial
Funerals in this area run $3,368–$10,595. If your family knows of a life insurance policy, Claim Assist can help file and follow up on the claim. The insurer decides whether to pay. There is no upfront fee; separate service terms apply.
“Paul is the best funeral home owner in the Finger Lakes! Covert funeral home is the cleanest funeral home I’ve ever been in. The owner Paul treats everyone like family and makes you feel welcome. I highly recommend.”
— Cole Fletcher
“I’ve been a funeral director for over 30 years, and have met some of the best professionals and some of the worse. Of recent I attended a funeral that Paul was directing. He provided a seamless service, unbelievable preparation of my friend for a beautiful viewing for everyone to have closure, seeing Gramma Connie for the last time looking so nice with her hair done, dressed up and knowing how much she went through. It really helped everyone who attended the service to move through this loss; Giving Connie the dignity she deserved. In these days of cremation or direct disposition with no final viewing for family and friends really robs everyone of the mental, physical and emotional needs to navigate the rough water ahead. I’m very thankful to the Mott family for allowing myself and others to be able to see Connie one last time. I know it helped the great grandchildren the most. By you making this tough decision, you gave us a priceless final gift from someone we will always love and dearly miss. Thank you Paul for giving her and everyone attending your very very best. 5 stars is not enough, but you are and never will be the kind of funeral director that needs the stars. That’s what sets you apart.”
— htlo1r
“Absolutely amazing place. Paul is so helpful and kind. He made my difficult time stress-free. He went above and beyond to help me with funeral arrangements for my dad. As difficult as it was to say goodbye to my dad there was a sense of relief knowing someone took such good care of evey detail and was kind enough to check in after. No regrets. Death is never easy, but if you want a person to help you through arrangements I highly recommend Covert Funeral Home.”
— Marcey Jensen
If your family knows of a life insurance policy, Claim Assist can help file and follow up on the claim. No upfront fee; the service fee and terms are disclosed before you enroll.
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Claim and verify your free listing to show your services and pricing and receive family requests. Optional services have separate terms.
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