Heady-Hardy Funeral Home
7710 Dixie Hwy, Louisville, KY, 40258
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Kentucky
$2,121 – $6,671
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,121–$6,671. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“I have to say the service we received was absolutely amazing. Betsy went out of her way to make everyone feel comfortable.”
— Worden Wilder
“We had made arrangements several years in advance, which helped immensely. Once my father passed, I simply called Heady-Hardy and they took care of everything and treated us with such care and compassion, from the people who picked up my father within an hour of my calling and asked if I wanted a few moments alone with him before they took him, to Paul walking us through every step of the visitation and funeral. While we continue to grieve the loss of my father, Paul made the experience so much easier . I could never thank him enough for the difference he made.”
— Kelli Parrott
“Dustin Jones at Heady-Hardy walked me through every step of planning my funeral with my feelings and family in every arrangement. it was comfortable and affordable. I feel so relieved I'm getting what I want and my family won't be left worrying about at least this part.”
— Tonia Williams
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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