Anderson & Campbell Funeral Home
703 Main St, Toms River, NJ, 08753
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New Jersey
$3,244 – $10,202
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,244–$10,202. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“They did an absolutely amazing job with my grandpa’s services. Everything was handled with such care and professionalism, and it truly gave our family comfort during a difficult time. Doug was especially a great help—compassionate, attentive, and supportive every step of the way. We are so grateful.”
— MDG
“From the moment my family and I walked through the doors at Anderson & Campbell Funeral Home, we were met with kindness, compassion, and true professionalism. Losing my father was one of the hardest experiences of our lives, but John and the entire staff guided us through every step with such care and respect. John went above and beyond to make sure every detail was handled perfectly — from the arrangements and service planning to the smallest personal touches that truly honored my father’s memory. His patience, warmth, and understanding made us feel supported and comforted during such a difficult time. The entire team was attentive, organized, and genuinely caring. They made the process seamless and treated our family as if we were their own. The service was beautiful, heartfelt, and exactly what my father would have wanted. We are forever grateful to John and everyone at Anderson & Campbell for helping us celebrate my father’s life with dignity, grace, and love. I would highly recommend them to any family in need of compassionate and professional care.”
— Danielle Genovese
“Every step of the way we were treated with respect. They took the time to really care about our feelings and our loved one. At a time when things are very sad they made it easier. Doug was fantastic and there every step of the way. Thank you to each of you that helped with the pre planning to the day of. Thank you.”
— Kim Karwatt
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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