DeMarco-Stone Funeral Home - Guilderland
5216 Western Ave, Guilderland, NY, 12084
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New York
$3,368 – $10,595
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,368–$10,595. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“My husband passed away on November 14th. They made the worst days of my life bearable with their compassion and personal attention for my family and me.”
— JoAnn Read
“Taylor set up a beautiful memorial service for our relative who passed, it meant the world for us especially on mother's day. Highly recommend this establishment for anyone who is grieving and needs a great location to say their goodbyes. Thank you Taylor”
— Reid Montgomery
“I've attended far too many funerals and this place has always been wonderful. Everyone was always gentle and caring.”
— Brittany Keller
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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