J.A. McCormack Sons Funeral Home
141 Main St, Binghamton, NY, 13905
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New York
$3,368 – $10,595
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,368–$10,595. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
What Families Say
“We had left the area many years ago and when we needed them for our mother in Florida they took care of everything. Top Notch”
— James Verdon
“Did a great job with my mom Joan Romeo funeral a five star place deserve 10 stars.”
— David Lawerence
“In every way possible, this experience was awful. Not only were the prices of everything beyond high, the person was rude and kept cutting us off when we tried to speak and was trying to rush us through the process. At one point we were discussing wanting an open casket viewing and then cremating after the services (opposed to the urn being at the service). We wanted to do this so people could get a chance to say goodbye and the guy literally said “well they should have done that when she was at the hospital.” WHAT?!?! How dare you assume the circumstances surrounding the death of our loved one?? I don’t know who thought they could get in the funeral business and be so cold hearted but if you’re looking for a funeral home that is going to make grieving a sudden loss of a loved one a little easier THIS IS NOT THE PLACE!! What a disgusting place that preys on people in such a vulnerable state.”
— Lou Aguilar
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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