Higgins Funeral Home
6439 US-411, Benton, TN, 37307
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Tennessee
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Higgins Funeral Home was the most professional and at the same time Family loving people to help us through everything concerning the passing of my Daddy. From the time they arrived at my childhood home. My youngest daughter worded it best, how they were gentle and respectful to not only us, but my Daddy, her Papaw. It made a lasting impression on her and us. The process of the aftermath of death as I call it, is brutal and you need all the help you can get, and they provided it all and still are even 3 wks later. The After Care services were also so compassionate and got things settled and even done over the phone. Things no one thinks about or can try to think about. Again, still responding and helping as questions continue to come in. Sara was gentle and patient with us all and went above and beyond to help us through. These are tough jobs, but oh so necessary and beneficial to the grieving. Highly recommend both of these establishments. Not everyone has the heart to go along with the job and I believe that is key when making decisions. Truly Thank you just isn't enough to show them the appreciation and gratitude we feel toward them...each and everyone of their team members.”
— Ginger Farr
“Higgins Funeral Home took such wonderful care of our family during the loss of our dad. They were kind and thoughtful and provided us with a wonderful after care service. This phone call helped my brother and I tremendously in figuring out what step to take next. In settling an estate, it can be overwhelming but with the After Care service, she talked us thru cancelling credit cards, checks and other items we had no idea where to start. The After Care people were very knowledgable about the state laws and that was very valuable too. I would use Higgins Funeral home again and this After Care Service.”
— Pam Hindman
“Higgins Funeral Home is a fixture in Benton, Tennessee as a funeral home that has served generations. They are our hometown funeral home and as such, they handle the details of planning the receiving of friends and burial of your loved one with compassions and understanding. Most of the staff are from the area and know many of the families that use them. If they do not know you, they will treat you like family. Ryan listened to what our dad's wishes were and helped us in decision making. They were affordable. The most precious part was that the funeral staff wore their patriotic colored ties and apparel for my dad's military burial. He would have been so proud and appreciative. They also partner with an aftercare agent to help you navigate this difficult time, at no cost. I really appreciate Carla who helped me with some questions I had. I highly recommend Higgins Funeral Home.”
— Kendra Johnson
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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