Palmer Memorial Chapel
304 S Main St, Sumter, SC, 29150
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in South Carolina
$2,121 – $6,671
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,121–$6,671. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“I chose Palmer Funeral Home to receive my father from a FH in Illinois, en route to his final disposition in Charleston. I wanted a FH here in Sumter to receive him, as I wanted to ensure that he was properly arranged in his casket before burial. The staff could not have been more gracious and kind. I know I was at my worst, but they took it in stride with a smile. Now that I am past the shock of it all, I want to express my gratitude for the care that Palmer FH staff provided my father and myself. I am a perfectionist when it comes to important matters, and they got Everything right. The programs that they helped me design, exceeded my expectations. They recommended the florist. I was even able to have a dove released at the end of the service. The service was also live streamed to the family members that weren’t able to make it to the burial. My Dad was the most hard working man I ever met; and they helped me honor him, in every way possible. I would recommend, no Highly recommend, Palmer Funeral Home. If you want to honor your loved one; they will make it so. All of this and a fair price too!”
— Angela Shomper
“Palmer Memorial Chapel -provided excellent care and service to our family as we prepared to say good bye to our beloved matriarch Vermell Edwards. They were always available and willing to answer any questions or concerns. With a very large family it is not always easy to be heard, the Palmers managed to honor our wishes without offending extended family members. That certainly is not an easy task. In many ways they felt like extended members of our family. We have used Palmer Memorial Chapel for two family members and although we are not anxious to lose anyone else, we would definitely use Palmer Memorial Chapel again.”
— Tanitrice Edwards
“The highest funeral home in Sumter Sc. With basic job. Look else where. You will thank me later”
— Cindelthia Brisbon
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
Are you Palmer Memorial Chapel?
Claim your free listing to receive the families we connect you with, show your services and pricing, and partner with MedaSynq — at no cost.
Claim your free listing